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Closing on your new home is an exciting and significant milestone in the homebuying process. It marks the final step in officially transferring ownership to you. Here's an overview of what to expect during the closing process and the subsequent move-in:

The closing will take place at the Oak Ridge Homes office.  You will receive detailed instructions regarding the date, time, and location of the closing.

During the closing, you'll review and sign various legal documents related to the home purchase, including the loan agreement, settlement statement, and other paperwork. Take your time to carefully review each document, and don't hesitate to ask for clarification if needed.

If you obtained a mortgage loan, the keys are given after funds have been disbursed. The lender will work with the closing department and title company to ensure a smooth transfer of funds, finalizing the financial aspect of the transaction.

The closing process involves the transfer of the property's title from the builder to you, the buyer. The title company and closing department will handle the necessary paperwork and verify that the title is free of any liens or encumbrances.

At the closing, you will need to settle any outstanding balances, including closing costs, down payments, and adjustments specified in the final accounting. The closing agent will provide you with an itemized breakdown of the expenses for your review.

Before closing, arrange for homeowner's insurance coverage and provide proof of insurance to your lender. Coordinate with utility companies to transfer or establish accounts for essential services such as electricity, water, gas, and internet.

Following the closing, you will receive the keys to your new home, officially marking the start of your homeownership journey. You can now plan your move-in, whether you're hiring a moving company or handling the move yourself.

Remember to stay in close communication with your real estate agent, the closing department, and any other relevant parties involved in the process. They will guide you through the closing steps and address any concerns or questions you may have.

Enjoy the excitement of closing on your new home and the satisfaction of starting this new chapter in your life.

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