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Start Your Build Journey

To begin your build journey, there are three key considerations to keep in mind: budget, home style, and location. Determine your budget based on your financial situation, think about your preferred home style and features, and research locations that align with your needs. These considerations will help guide you in making informed decisions and starting your build journey on the right track.

Let's dive deeper into each of the key considerations:


Determining a budget when buying a new home is crucial for financial stability and informed decision making.

Home style

Oak Ridge Homes offers wide selection of floor plans, accommodating various styles and preferences for prospective homeowners.


At Oak Ridge Homes, you have the choice to build on your own land, let us help you find land, or select a lot within one of our communities, offering flexibility and convenience in the homebuilding process.


Determine Budget

"Find the Perfect Home for You: A Budget You Can Afford"

When considering the purchase of a new home, obtaining a preapproval is an essential step to effectively manage your budget. By getting preapproved for a mortgage, you gain a clear understanding of your financial capabilities and can set realistic expectations for your home search.


A preapproval provides you with valuable information about the loan amount you qualify for based on your income, credit history, and other relevant factors. This helps you determine a budget that aligns with your financial situation, ensuring that you focus your search on homes that you can comfortably afford.


Without a preapproval, it can be challenging to gauge your spending limits accurately. You may end up wasting time and effort on properties that are outside of your price range or missing out on homes that you could afford but were unaware of.


By managing your budget through a preapproval, you can make informed decisions, avoid financial strain, and focus on homes that fit within your means. It provides a solid foundation for your home buying journey and allows you to approach the process with confidence.

When considering building a home with Oak Ridge Homes, obtaining a preapproval with our preferred lender is a requirement. While we understand that you have the freedom to choose your own lender for financing, we highly encourage you to consider our preferred lender. 


Choosing a lender experienced in new construction financing offers several advantages. Firstly, they understand the unique intricacies and requirements associated with financing a home that is still under construction. They are familiar with the specific documentation, timelines, and considerations involved, ensuring a smoother and more streamlined financing process.


Additionally, our preferred lender has a deep understanding of the local real estate market and can provide valuable insights and guidance throughout the construction phase. They are well-versed in assessing the value of the property and determining the appropriate financing options based on the progress of the construction.


By working with our preferred lender, you can tap into their extensive network and resources, which can further facilitate a seamless financing experience. They have established relationships with appraisers, inspectors, and other professionals in the industry, ensuring that you receive top-notch service and support every step of the way.

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